Diwali Bank Holiday 2025: Are Banks Closed on October 20 and 21? Check City-Wise List of Bank Holidays

Diwali 2025 Bank Holidays: The festival of Diwali, also known as the Festival of Lights, is just around the corner, bringing festive joy, family gatherings, and the much-anticipated long weekend. However, many people are also wondering, will banks be closed on October 20 or 21 this year?

In 2025, the celebration of Diwali varies slightly across states due to differences in lunar calendar interpretations. While most parts of India will celebrate the festival on Monday, October 20, some regions will mark it a day later, on Tuesday, October 21, alongside Govardhan Puja.

These variations have led to confusion among customers planning financial tasks like cheque deposits, cash withdrawals, or transactions. Here’s a complete overview of Diwali 2025 bank holidays across India.

Diwali 2025 Bank Holiday: State-Wise List of Bank

As per the Reserve Bank of India’s (RBI) holiday schedule under the Negotiable Instruments Act, bank holidays differ by state depending on local customs and festival observances. Below is a detailed look at the upcoming holiday schedule in October 2025:

• October 18 (Saturday) – Dhanteras: Banks will remain open across the country.
• October 19 (Sunday) – Choti Diwali: Banks will stay closed nationwide as it falls on a Sunday.
• October 20 (Monday) – Diwali: Banks will be shut in Uttar Pradesh, Rajasthan, Tripura, Madhya Pradesh, Chandigarh, Tamil Nadu, Uttarakhand, Assam, Telangana, Arunachal Pradesh, Kerala, Nagaland, West Bengal, Delhi, Goa, Chhattisgarh, Jharkhand, Gujarat, Mizoram, Karnataka, Meghalaya, Himachal Pradesh, and Andhra Pradesh.
• October 21 (Tuesday) – Govardhan Puja: Banks will remain closed in Gujarat, Maharashtra, Karnataka, Uttarakhand, Sikkim, Rajasthan, Uttar Pradesh, and Bihar.
• October 23 (Wednesday) – Bhai Dooj: Banks will stay shut in Gujarat, Sikkim, Manipur, Uttar Pradesh, West Bengal, and Himachal Pradesh.
• October 27–28 – Chhath Puja: Banks will be closed in West Bengal, Bihar, and Jharkhand.
• October 31 – Sardar Vallabhbhai Patel Jayanti: Bank holiday in Gujarat.

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RBI Guidelines for October 2025 Bank Holidays

The RBI’s official holiday list categorises bank closures under three heads, Holiday under the Negotiable Instruments Act, Holiday under Real-Time Gross Settlement (RTGS), and Bank Account Closing Days. The exact dates may differ across states depending on regional customs and local government notifications.

While some calendars mention October 21 as Diwali, the official government calendar confirms October 20, 2025, as the main day of celebration. Hence, most states are expected to observe a bank holiday on October 20.

With back-to-back holidays during the festive week, it’s advisable to complete important financial tasks, such as cash deposits, bill payments, or cheque clearances, before the long weekend begins. Online banking and UPI services, however, will remain functional throughout the holiday period.

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