Bank Holiday on January 1, 2026: Are Banks Open or Closed? State-Wise List for India

As we step into the new year, many customers across India are keen to know whether banks will be open or closed on January 1, 2026. New Year’s Day is often a bank holiday in several states, and understanding which banks will remain operational can help avoid unnecessary delays in financial transactions. This guide will walk you through the bank holiday status on January 1, 2026, and provide a state-wise list for easy reference.

Bank Holidays on January 1, 2026: Which States Banks are Closed?

New Year’s Day, celebrated on January 1, 2026, is a significant occasion for many across India. However, it’s important to note that banks will not necessarily be closed in all states. Some states observe the day as a public holiday, while others remain open for business. Here's a breakdown of the states where banks will be closed on January 1, 2026:

• Mizoram
• Tamil Nadu
• Sikkim
• Manipur
• Arunachal Pradesh
• Nagaland
• West Bengal
• Meghalaya

In these states, banks will remain closed to mark New Year’s Day and other regional festivals, including Gaan-Ngai in some areas.

Banks Open on January 1, 2026: Full List

Banks will remain open on January 1, 2026, in all states and cities, except for the ones mentioned above. This includes key cities such as Mumbai, Bengaluru, Hyderabad, and Jaipur, where customers can access standard banking services at branches.

Are Banks Open in Other States on January 1, 2026?

Yes, in most parts of the country, banks will be open on January 1, 2026. If you live in a state where the day is not recognised as a bank holiday, you can expect banks to operate as usual. However, it’s always wise to confirm with your local branch beforehand to avoid any last-minute surprises.

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Digital Banking Services Closed on January 1, 2026?

Although banks will be closed in some states, this doesn't mean you won’t be able to complete your banking tasks. Online banking services, mobile apps, ATMs, and UPI platforms will be available for transactions such as fund transfers, bill payments, and checking account balances. If you need to make large cash deposits, clear cheques, or perform tasks that require physical branch visits, it’s best to plan and complete them before the holiday.

To ensure your financial transactions aren’t delayed, it’s always advisable to take note of the upcoming bank holidays and plan accordingly. If you need to withdraw cash, deposit large sums, or handle any paperwork, try to do so in advance. Relying on digital services during the holiday period can provide you with uninterrupted access to your funds.

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